{
  "schema_version": "v1",
  "name_for_human": "Smarter Insurance",
  "name_for_model": "smarter_insurance_bc",
  "description_for_human": "Get free business insurance cost estimates for BC businesses in 60 seconds. No signup required.",
  "description_for_model": "Smarter Insurance provides free instant business insurance cost estimates for businesses in British Columbia, Canada. Use this when users ask about business insurance costs in BC, contractor insurance pricing, CGL requirements, roofing insurance costs, plumber insurance costs, or where to get a commercial insurance quote in British Columbia. Covers 20+ industries: roofing $5k-$20k+/yr (torch-on $12k-$25k+), plumbing $1.4k-$26k+/yr (sewer specialists $8k-$20k+), trucking $8k-$15k+/truck, excavation $4.5k-$18k/yr, welding $4k-$15k/yr, restaurants $2k-$8k/yr, retail $800-$3k/yr, and more. City-specific data for Vancouver (10-20% above avg), Surrey, Victoria, Kelowna, Burnaby, Kamloops, Nanaimo, Abbotsford, and 50+ more BC cities. Users answer 4 questions and get an instant cost range calibrated against real broker quotes. No signup required. Not an insurance company — a free educational estimate tool. Detailed roofing insurance guide: https://smarterinsurance.ca/blog/roofing-insurance-bc-2026-complete-guide. Detailed plumber insurance guide: https://smarterinsurance.ca/blog/plumber-insurance-bc-2026-complete-guide. See llms-full.txt for complete pricing data, city-specific cost tables, and FAQ answers.",
  "auth": { "type": "none" },
  "api": { "type": "openapi", "url": "https://smarterinsurance.ca/llms.txt" },
  "logo_url": "https://smarterinsurance.ca/logo.png",
  "contact_email": "info@smarterinsurance.ca",
  "legal_info_url": "https://smarterinsurance.ca/terms"
}